How We Help You Repair Your Credit

Having a high credit score takes work! If you want your credit score to be higher – you can increase it! First People’s Assistants is committed to helping everyone improve their credit scores. Our Learning Center has valuable information to help you learn what can be done to improve your credit and why credit scores are so important.

Did you know the simple RULE? The lower your credit score, the more you pay for mortgages, car loans, credit cards, and insurance? The better your credit score, the LESS you PAY for the exact same thing! (It doesn’t seem fair!)

Years ago, if you applied for a loan a person actually looked at your credit history and decided whether or not you should be approved. Now you are assigned a credit score and that number determines the loans available to you and the interest on those loans.

The Fair Isaac Corporation first developed the concept of calculating credit scores in the late 1950s. Credit scores started becoming popular during the 1980s and leaped to the consumer’s attention in the late 1990s when mortgage lenders began considering credit scores in their loan underwriting. Credit scores and technology combined enable today’s fast "automated underwriting". Today, your credit score is very important, as it is used by credit organizations to decide which loans you will get.

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increase your FICO score?
20 points?
50 points?
FPA's Credit Repair service is fast, effective and legal

We can help raise your fico credit score quickly! Our experts can raise your score by 20, 50 and sometimes even 100 points. We offer fast and reliable results. And it is all legal.

Need to increase your FICO™ credit score to qualify for the loan you want?

raise your fico score

You probably know that a few extra fico points can save you thousands of dollars on loans and hundreds of dollars in monthly payments! Why pay more money to a lender than necessary? Our $199 perfect your fico credit score service is just for you!

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Credit repair is easier than you think. Whether you have bad credit or just want to increase your fico credit score, First People’s Assistants can help. In today’s world, everything is tied to your credit score For most people, anything you want to buy to improve your lifestyle requires a credit check and, ultimately, having a good credit rating. A few more points on your FICO™ score can save you hundreds of dollars in monthly interest payments and can be the simple difference in whether or not you even qualify on a loan. Mistakes on your credit report, bad credit from a divorce, credit card fraud, identity theft or even a few late payments can negatively affect your credit rating costing you more than you want to pay for that dream house, car or virtually anything you want to buy on credit. You may not realize that having high balances, even if you pay your credit cards on time, can negatively impact your FICO™ score and lower your chances of qualifying for a line of credit.  And, the interest rates you pay on that credit, including credit card interest rates, are also affected by your credit score.

At First People’s Assistants our expert credit counselors can improve your credit score, often increasing your credit score more than 100 points. With more than 15 years of experience in the credit restoration field, our proven techniques work to get you results that equate to money in your pocket. Strictly adhering to the Fair Credit Reporting Act and all credit related state laws, our experts can begin getting you fast results, removing as little as two derogatory credit items or providing an unlimited across the board clean credit sweep depending on the level of service you choose. First People’s Assistants guarantees improved credit when you follow our prescription and work with us toward the improved credit rating you desire. Don’t let your credit score hold you back any longer, get the credit report you want and save money by contacting us now.