How We Help
Having a high credit score takes work! If you want your credit score to be higher – you can increase it! First People’s Assistants is committed to helping everyone improve their credit scores. Our Learning Center has valuable information to help you learn what can be done to improve your credit and why credit scores are so important.

Did you know the simple RULE? The lower your credit score, the more you pay for mortgages, car loans, credit cards, and insurance? The better your credit score, the LESS you PAY for the exact same thing! (It doesn’t seem fair!)
Years ago, if you applied for a loan a person actually looked at your credit history and decided whether or not you should be approved. Now you are assigned a credit score and that number determines the loans available to you and the interest on those loans.
The Fair Isaac Corporation first developed the concept of calculating credit scores in the late 1950s. Credit scores started becoming popular during the 1980s and leaped to the consumer’s attention in the late 1990s when mortgage lenders began considering credit scores in their loan underwriting. Credit scores and technology combined enable today’s fast "automated underwriting". Today, your credit score is very important, as it is used by credit organizations to decide which loans you will get.




